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PERSONAL LOANS

Personal Loans for Every Need

Heights Finance specializes in personal loans from $500 - $50,000* or more to fit your credit needs and budget.

Find out what you qualify for today.

Get Pre-Qualified

Benefits of Borrowing with
Heights Finance

Heights Finance believes financial lending should be clear, simple, and help our customers with the best loan options to fit their needs. We make the borrowing process as easy as possible, all with a friendly and knowledgeable Customer Service team ready to assist along the way.

Discover What You’re Qualified for in Minutes.

We can quickly determine if you qualify for a loan with just a few questions.

Apply for a Personal Loan
from $500 - $50,000* or More.

Heights Finance offers personal installment loans to help cover life's big or small expenses. Explore the best loan options to fit your financial situation.

Get Funds Fast
by Direct Deposit.

Once you're approved, your money will be deposited to your bank account.

Get Pre-Qualified

How to Secure Your Loan with Collateral

A team member can help secure your loan using collateral, a physical asset provided by the borrower to secure the loan, and in some instances can help qualify you for more money. We accept several types of collateral such as automobiles, recreational vehicles, boats, trailers, motorcycles, and more.

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Loans Secured with Vehicles

• Cars
• SUVs
• Trucks
• Motorcycles
• Utility Vehicles

• Recreational Vehicles
• Campers & Trailers
• Boats
• Jet Skis

A clear title is typically required. Please check with your local branch to see if a title is required in your state on your collateral.

Learn More

Heights Finance does offer Unsecured Loans which do not require collateral; however, a branch may ask if you wish to secure your loan with personal property.

Broaden Your Financial Milestones

Your goals matter. From a vacation or wedding to managing unexpected expenses or debt consolidation, let us walk with you on your loan journey.

Refinance

Refinance

We make it easy to refinance debt. By refinancing your existing personal loan, you could save money and may get up to 30 days of no payments once you close on your loan.† Call a branch or start your application online today.

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Consolidation

Consolidation

Painlessly combine payments into a manageable debt consolidation loan. We handle the calculations, pay your creditors, and may get you extra money.

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Medical

Medical

A personal loan could help bridge the financial gap when you or a loved one has medical payments or a cherished pet has vet bills.

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Vacation & Travel

Vacation & Travel

Plan the getaway! A Heights Finance loan can help with flights, lodging, and everything in between, so you can focus on making the best memories.

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Wedding

Wedding

Let us propose a Personal Loan to help cover wedding expenses from diamonds and dresses to a honeymoon, invitations, and more.

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Emergency

Emergency

Unexpected expenses can create stressful situations. Let Heights Finance support you with the best loan option for your financial circumstances.

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Heights Finance Is Happy to Help with Your Loan. So, Why Wait? Connect with Us Today!

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Start your application online or visit a branch.

Online: We will ask you for some personal information so we can qualify you for a loan offer.

Contact a Branch: Call us to verify what is required.
Generally, you will need documents like your ID, proof of residence and proof of income.

Discover your loan options.

Online: We’ll let you know if there is a loan offer for you and your next steps to finish your application.

Contact a Branch: We’ll talk through
your options so you can make an informed decision.

Accept a loan offer and get your funds as soon as the same day!+

Online or Contact a Branch: Once you accept an offer and sign your loan documents, we’ll transfer your funds as soon as the same day.+

Heights Finance offers online payment options 24/7,
or enroll in AutoPay and never miss a due date!

Get Pre-Qualified

Heights Finance Reviews

Over 20,000 customers have trusted Heights Finance to get the money they need. Read their stories and learn about their loan experiences with us.

What people are saying about Heights Finance.

Personal Loans FAQs

Have More Questions?

We're here to help! Call your local branch or visit our FAQs page.

Talk to a Branch Team Member

Call your local branch to discuss loan details.

Find a Branch

Start Your Application Today

It’s fast and easy. You may receive your money as early as same day.+

Get Pre-Qualified

Visit a Convenient Branch Location

Our friendly staff are available to answer your questions.

Find a Branch

PERSONAL LOANS

Personal LoansSecured Personal Loans & Auto LoansLoans by State

Products & Services

Optional Protection Benefits & MembershipsDebt Consolidation & Refinancing

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CONTACT US

866.413.1836

Heights Finance
P.O. Box 1947
Greenville, SC 29602

CSMain@HeightsFinance.com

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* Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Loan amounts shown are based on approved secured and unsecured loan data for your state.  Secured loans subject to minimum collateral value.  See associate for details. Alabama: Minimum age to apply is 19. Loan services in Georgia are offered through Covington Credit of Georgia, Inc. GA NMLS ID# 2029624.

State Minimum Loan Amounts: AL: $550, GA: $400, IL: $1,000, IN: $1,000, KY: $1,000, LA: $1,000, MS: $1,000, MO: $500, OK: $625, SC: $650, TN: $650, TX: $500, WI: $500

** Referrals must be new customers. Customers with existing or former accounts do not qualify. Employees and immediate family members are not eligible. This offer is not valid in Kentucky or for loans under $1001.00 in Missouri. Non-negotiable. All loans are subject to our normal credit requirements and underwriting approval and may be subject to the provision of acceptable collateral for the loan.

+ Funding Times: At a branch, you can either receive a check that day or have it direct deposited to your bank account. Online, funding will be direct deposited to your bank account. Funding times subject to bank system availability. A business day is typically Monday-Friday excluding national and state holidays.

† No payments for at least 30 days for new or refinanced loans.  First payment may be higher due to the longer time to the first payment.

§ Debit Card Payments: A $2.95 transaction fee may be applied to all debit card payments made over the phone or online. Oklahoma customers only: Phone or online debit card payments of more than $75.00 may have a fee of $2.95 and for transactions of $75 or less there will not be a fee.We are proud to be an equal opportunity employer.

‡ Pre-Qualify: To see if you pre-qualify, Heights Finance will conduct a “soft” credit inquiry to determine eligibility. This inquiry does not impact your credit score. If you decide to move forward with applying for a loan, Heights Finance will order a credit report using a “hard” credit inquiry. A hard inquiry may impact your credit score.

Optional Protection Benefits & Memberships vary by state.​

|| Benefits are subject to terms, conditions and exclusions. Some state exclusions apply. Emergency medical services must be received within 48 hrs of the home or auto related accident. Full benefit information and limitations available at HomeAndAuto.com.
Not all products and services are available in all states. Please call or visit your branch to ask about availability. FIMC benefits and services are administered by, or provided through, Home Benefits, LLC., and The American Traveler Motor Club, LLC. (in Alabama, benefits and services are administered through ATMC- Alabama, Inc.), subsidiaries of FIMC Partners, LP.​

We are proud to be an equal opportunity employer.

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