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DEBT CONSOLIDATION LOANS

Why Get a Consolidation Loan?

Let us do the heavy lifting of consolidating 
multiple debts into one easy payment.

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What Is a Debt Consolidation Loan?

It's a new personal loan or refinanced loan used for paying off current debt by combining existing payments into an easy to manage monthly payment. It’s a simple and painless process which we make feel like a breeze. A Heights Finance debt consolidation loan may even help reduce the amount you pay each month!

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How Debt Consolidation Loans Work

A debt consolidation loan from Heights Finance may help simplify your finances and reduce your monthly payment amounts. With a straightforward application process and personalized service to help pay off your other debts, getting started is easy. Talk to us today!

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Start your application online or visit a branch.

Quickly discover if you are qualified for a personal loan.

Submit your bill statements and debt paperwork.

We keep it easy and painless by calculating payments for you and finding how much you can save.

Get your debt consolidation loan.

Our team will send funds directly to your creditors to pay off the existing debt.

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Why Trust Heights Finance with Your Loan Needs?

We have knowledgeable customer service teams who care, convenient branch locations near you, and quick and easy applications to save you time. 

Save Money

Save Time

Made Simple

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Heights Finance Reviews

Heights Finance is focused on building trust and financial confidence with each customer, because they are why we’re here! Read more real customer reviews to find out what they think.

What people are saying about Heights Finance.

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Looking to Refinance an Existing Loan?

We make it easy to refinance debt. By refinancing your existing personal loan, you could save money and may get 30 days or more of no payments once you close on your loan.† Call a branch or start your application online today.

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Personal Finance Education | Extra Mile Blog

From budgeting tips to financial education, our blog features helpful content designed to support your financial journey.

See More

Debt Consolidation and Refinance FAQs

Have More Questions?

We're here to help! Call your local branch or visit our FAQs page.

Talk to a Branch Team Member

Call your local branch to discuss loan details.

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Start Your Application Today

It’s fast and easy. You may receive your money as early as same day.+

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Visit a Convenient Branch Location

Our friendly staff are available to answer your questions.

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PERSONAL LOANS

Personal LoansSecured Personal Loans & Auto LoansLoans by State

Products & Services

Optional Protection Benefits & MembershipsDebt Consolidation & Refinancing

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CONTACT US

866.413.1836

Heights Finance
P.O. Box 1947
Greenville, SC 29602

CSMain@HeightsFinance.com

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* Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Loan amounts shown are based on approved secured and unsecured loan data for your state.  Secured loans subject to minimum collateral value.  See associate for details. Alabama: Minimum age to apply is 19. Loan services in Georgia are offered through Covington Credit of Georgia, Inc. GA NMLS ID# 2029624.

State Minimum Loan Amounts: AL: $550, GA: $400, IL: $1,000, IN: $1,000, KY: $1,000, LA: $1,000, MS: $1,000, MO: $500, OK: $625, SC: $650, TN: $650, TX: $500, WI: $500

** Referrals must be new customers. Customers with existing or former accounts do not qualify. Employees and immediate family members are not eligible. This offer is not valid in Kentucky or for loans under $1001.00 in Missouri. Non-negotiable. All loans are subject to our normal credit requirements and underwriting approval and may be subject to the provision of acceptable collateral for the loan.

+ Funding Times: At a branch, you can either receive a check that day or have it direct deposited to your bank account. Online, funding will be direct deposited to your bank account. Funding times subject to bank system availability. A business day is typically Monday-Friday excluding national and state holidays.

† No payments for at least 30 days for new or refinanced loans.  First payment may be higher due to the longer time to the first payment.

§ Debit Card Payments: A $2.95 transaction fee may be applied to all debit card payments made over the phone or online. Oklahoma customers only: Phone or online debit card payments of more than $75.00 may have a fee of $2.95 and for transactions of $75 or less there will not be a fee.We are proud to be an equal opportunity employer.

‡ Pre-Qualify: To see if you pre-qualify, Heights Finance will conduct a “soft” credit inquiry to determine eligibility. This inquiry does not impact your credit score. If you decide to move forward with applying for a loan, Heights Finance will order a credit report using a “hard” credit inquiry. A hard inquiry may impact your credit score.

Optional Protection Benefits & Memberships vary by state.​

|| Benefits are subject to terms, conditions and exclusions. Some state exclusions apply. Emergency medical services must be received within 48 hrs of the home or auto related accident. Full benefit information and limitations available at HomeAndAuto.com.
Not all products and services are available in all states. Please call or visit your branch to ask about availability. FIMC benefits and services are administered by, or provided through, Home Benefits, LLC., and The American Traveler Motor Club, LLC. (in Alabama, benefits and services are administered through ATMC- Alabama, Inc.), subsidiaries of FIMC Partners, LP.​

We are proud to be an equal opportunity employer.

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