FAQs about Loans, Credit, and Payment Options
Loan Questions
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
We make loan applications fast and easy. A customer can call, stop by the branch or apply online to start the process. We work together with you to customize a loan amount that fits your situation, your budget and your current needs.
Please bring a driver’s license or government issued photo ID, proof of income and proof of residence.
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loan products offered.
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to customize a loan that may best fit your needs.
The Heights Finance family of brands has over 285+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Texas and Oklahoma. To locate a branch near you click here.
If you change your mind for any reason within the first three days of your loan, we will cancel the loan at no cost to you upon the return of all loan proceeds in certified funds in that same timeframe.
