OPTIONAL PROTECTION BENEFITS & MEMBERSHIPS
Explore Financial Protection Options and Benefits for Borrowers
Choose from a variety of optional credit insurance plans or memberships to safeguard your financial future.
Optional Protection Benefits & Memberships vary by state.
Optional Credit Insurance
Optional credit insurance plans are available to eligible customers to help protect their loan payments, family, and property in the event of illness, injury or other unexpected situations.
Optional Memberships||
Optional memberships are available to eligible customers. From roadside auto assistance, rental car discounts, and other auto benefits to a variety of additional discounts, these membership benefits could help you when you need them most.
A Few Facts About Unexpected Expenses, They Are More Common Than You May Think
$400
The average American will spend almost $400 per year on car repairs.
About 1 in 20
properties in the U.S. covered by insurance has a claim each year.
$800
The average car accident in the U.S. costs more than $800 per year.
Over 50%
of out-of-pocket medical costs are more than $500.
Sources: RecordOnline.com, SuperMoney, Insurance Information Institute, ModernHealthcare.com. Savings based on sample values. Does not assume usage of all benefits by all members. Full source information available at HomeAndAuto.com/Why-Us
Silver Safeguard Is There When You Need It, and You May Need It More Than You Think
50%
Many health systems are now reporting that over 50% of primary care visits are now being performed via Telemedicine.
650K
There were more than 650,000 cases of identity theft in 2019.
$7-10K
The average funeral costs $7,000 - $10,000.
62%
of Americans report the possibility of major illness or injury as a top financial stressor.
Sources: Sources: National Institutes of Health, FTC, Parting.com, FIMC Proprietary Research.
Optional Insurance or Membership Management
Loan credit insurance plans and memberships are completely optional and can be canceled at any time. Quickly manage insurance claims, membership claims, or cancellations with ease.
Insurance Management
File an Insurance Claim
Please contact your local branch. All claims must be filed by the branch with the insurance company.
Cancel Your Insurance Policy
Please sign and return your insurance certificate cancellation page to the branch, or contact the branch to request a cancellation form.
Membership Management
File a Membership Claim
Please contact FIMC Customer Service and Support by phone at 1-877-343-7521 or email ServiceExperienceCenter@fimc.com.
Cancel Your Membership Benefits
Please contact FIMC Customer Service and Support by phone at 1-877-343-7521 or email ServiceExperienceCenter@fimc.com to cancel your membership.
Optional Coverage & Services FAQs
Benefits are subject to terms, conditions and exclusions. Some state exclusions apply. Emergency medical services must be received within 48 hrs of the home or auto related accident. Full benefit information and limitations available at HomeAndAuto.com. Not all products and services are available in all states. Please call or visit your branch to ask about availability. FIMC benefits and services are administered by, or provided through, Home Benefits, LLC., and The American Traveler Motor Club, LLC. (in Alabama, benefits and services are administered through ATMC- Alabama, Inc.), subsidiaries of FIMC Partners, LP.