Silver Safeguard Protection®
Silver Safeguard Helps Guard Against Unexpected Expenses
From the small unpredictable interruptions to the big planned events, Silver Safeguard gives members even more ways to live their best lives. FIMC is here to protect families and their finances from the burdens of unexpected expenses. The Silver Safeguard plan is designed to cover expenses related to family, health and lifestyle needs.
Help for unmet financial needs.
Preventive Care
IDENTITY THEFT PROTECTION
FOOD & DINING DISCOUNTS
DEATH OF A LOVED ONE
COMMON LIFE EVENTS
TRAVEL
Telemedicine
Get direct 24/7 phone and video access to licensed doctors to receive treatment and advice for non-emergency illnesses including cold & flu, respiratory & sinus infections, joint aches & pains, sports injuries and more.
Prescription Drug Discounts
Save between 15% to 60% on the retail price of generic drugs and 10% to 25% on the retail price of brand name drugs at thousands of pharmacies nationwide.
Home Healthcare Device Discounts
You have access to competitive fixed pricing from a leader in durable home health care products. Discounts between 5% and 40% off a wide variety of durable medical equipment.
Hearing Aid Discounts
Hearing aid low price guarantee: we’ll beat any price by 5%. You have access to a 40% discount on diagnostic services, risk-free trial, one-year of cleaning & adjustments, two years of free batteries and a 3-year warranty.
Hospitalization Reimbursement
Protection from unforeseen medical bills with a $500 reimbursement for a three-night stay in a hospital for you or your spouse.
Silver Safeguard is there when you need it. And you may need it more than you think.
50%
Many health systems are now reporting that over 50% of primary care visits are now being performed via Telemedicine
650K
There were more than 650,000 cases of identity theft in 2019
$7-10K
The average funeral costs $7,000 - $10,000
62%
of Americans report the possibility of major illness or injury as a top financial stressor
Sources: WashingtonPost.com, FTC.gov, Parting.com. Savings based on sample values. Does not assume usage of all benefits by all members.
*THIS PLAN IS NOT INSURANCE. Not available in VT or WA. Visit RealBenefits.com/disclaimers for additional disclosures and limitations.
** For additional information visit www.identityguard.com.
† Benefits are underwritten and administered by American Health and Life Insurance Company. Silver Safeguard benefits and services are administered by, or provided through, Home Benefits, LLC.
††Triton Insurance Company will administer these benefits on behalf of its policyholder, Home Benefits, LLC.
Based on proprietary FIMC research.Coverages are subject to terms, conditions and exclusions. Some state exclusions apply. Full benefit information and limitations available at RealBenefits.com. FIMC benefits and services are administered by, or provided through, Home Benefits, LLC.Not all products and services are available in all states. Please call or visit your branch to ask about availability.