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Apply now for a loan in Phenix City, AL

Fast, easy personal, installment loans up to $1,500*

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Covington Credit In Phenix City, AL

We are now a cash-free branch. Don’t worry. We have several easy ways to pay. Click here to learn about our payment options.

Address:

2031 280 Bypass

Phone:(334) 448-7887
Office Hours:

Mon-Fri: 8:30am-5:30pm

Branch ID#:

3901

Manager:

Patricia Baldwin

Get up to $10,000

Get the money you need today quickly, easily and with the respect you deserve.

Get up to $1,500 today quickly, easily and with the respect you deserve. At Covington Credit, you are much more than just a credit score. We’ll work with you to create a loan that fits your needs, and get your money to you as quickly as possible. And we’ll treat you with the same respect we’d want for our own friends and family members.

TrustScore: 4.8 |
20,714 reviews

Showing our 5 star reviews

Here’s what our customers have to say about us.
(Hint: They like us!)

Extremely helpful

The ladies at the West Plains MO branch are amazing. In one day I was approved and closed. Very afficaint and extremely helpful and a absolute pleasure to work with. Thanks so much for all you did. DON H 😀

Don H. April 23, 2025

I can’t say enough good things about…

I can’t say enough good things about Leslie. I called her stressing about how I was going to pay for some senior expenses that was due by the end of the month! She said don’t stress it’s going to be ok ! She went above and beyond to help me even including saying a little prayer with me ! Leslie and her manager was so kind! I highly recommend Covington Credit to anyone looking for an installment loan !! Thank you for your wonderful service !!

Ashley C. April 16, 2025

Good company

Good company. Very helpful and quick. Thanks!

Phillip C. April 15, 2025

Heights Finance is amazing!!

Heights Finance is amazing!!! Mindy and Danielle at the Avon Branch are amazing!!! They both are very professional and very friendly!! Thank u so much ladies for all your hard work!!! Thank u so much for everything Samantha Damron

Genesis B. April 14, 2025

The Branch Manager

The Branch Manager: Karen Forrest was an exceptional and professional Manager to work with, she cares about people and have such a welcoming presence within her. I will recommend anyone who is in need of a personal loan to seek out Karen Forrest she has patience and listens, a beautiful personality.

customer April 3, 2025

Kalandis Tanner was so courteous and…

Kalandis Tanner was so courteous and very knowledgeable when I went in person to redo my loan. Within a matter of minutes she completed my request. She is wonderful!

Joyce B. March 23, 2025

great costumes service they made every…

great costumes service they made every smooth an easy an fast !

Eyan H. March 21, 2025

Lillian was very helpful and friendly.

Lillian was very helpful and friendly.

Sandra C. March 20, 2025

Love the vibe and everyone’s very…

Love the vibe and everyone’s very friendly and helpful. Ana Munoz helped me out a whole lot.

Bryonie March 19, 2025

Come see the ladies at Covington Credit…

Come see the ladies at Covington Credit in Anniston. Very professional and have great customer service. They will take care of you...

April L. March 19, 2025

Excellent customer service

I was taking a chance of an offer I received. Never thinking I would get approved. Ms. Karen Forrest (the branch on 18th street) went above and beyond to help me. The process was easier than I thought. She was very professional, knowledgeable and friendly. She was very thorough and made sure I understood everything before signing. The office was in a good location, street parking, and very clean. If you are looking for a debt consolidation, refinance, personal loan, auto loan Heights Finance should be your first stop. Ask for Ms. Karen Forrest.

Rachelle N. March 18, 2025

Melissa V was a great listener and…

Melissa V was a great listener and helped me through the process. I would definitely recommend her to anyone looking to secure a loan.

China V. March 18, 2025

Heights Financial Lafayette IN

We have been dealing with Heights Finance, Tina, Kara & Michelle on and off for years. They are very helpful and always get us what we need with no issues. I would highly recommend them for all your financial needs.

Kristy March 18, 2025

Never had any bad encounter with…

Never had any bad encounter with Michelle! Which in fact she started my loan about 2 years ago and is ALWAYS so positive and understanding!! If you need anything, Michelle is definitely your go to!!

Jordan W. March 17, 2025

Excellent Company

Camberlynn and the other ladies in the 105th Oak Lawn office were great! Excellent customer service. The loan process was explained well and it was quick and went very smoothly. I will definitely recommend to family and friends.

Onika S. March 13, 2025

Very Helpful Staff

April from the Madison Wi heights finance location was sooo helpful❤️At first I wasn’t sure about it but she was very reassuring and helpful during the process and I couldn’t be more grateful🫶🏼‼️The staff was so nice to me and my kids 10000/10 would highly recommend.

Syanne M. March 12, 2025

Cami at the Oaklawn Illinois branch was…

Cami at the Oaklawn Illinois branch was very helpful in getting my loan application processed and guiding me through all the requirements. She was very professional and I was so grateful for her help. Thank you for the support.

John D. March 11, 2025

Randy from Heights Finance was very…

Randy from Heights Finance was very Professional Curteous and Friendly he gave the Best Customer Service i have received. He was Outstanding.

Lamar March 10, 2025

Heights FINANCE and LAURA were ALL so…

Heights FINANCE true BLESSING to MYSELF and MANY OTHERS I'm sure! Heights FINANCE and especially LAURA were ALL so kind caring in helping me get extra MUCH NEEDED money today 2/27/25 at pryor OKLAHOMA store! God Bless Laura, Scott and heights FINANCE! Again they ALL truly wonderful! Company very Blessed 😇 to have such awesome employees/human beings! Much love and prayers to EVERYONE! ❤️❤️❤️

Melanie February 28, 2025

Sabrina in Plano is amazing

Sabrina in Plano is amazing. She was very knowledgeable and professional and communicated very clearly. She is a rockstar

Cbing February 21, 2025

TrustScore: 4.8 |
20,714 reviews

Showing our 5 star reviews

Here’s what our customers have to say about us.
(Hint: They like us!)

Extremely helpful

The ladies at the West Plains MO branch are amazing. In one day I was approved and closed. Very afficaint and extremely helpful and a absolute pleasure to work with. Thanks so much for all you did. DON H 😀

Don H. April 23, 2025

I can’t say enough good things about…

I can’t say enough good things about Leslie. I called her stressing about how I was going to pay for some senior expenses that was due by the end of the month! She said don’t stress it’s going to be ok ! She went above and beyond to help me even including saying a little prayer with me ! Leslie and her manager was so kind! I highly recommend Covington Credit to anyone looking for an installment loan !! Thank you for your wonderful service !!

Ashley C. April 16, 2025

Good company

Good company. Very helpful and quick. Thanks!

Phillip C. April 15, 2025

Heights Finance is amazing!!

Heights Finance is amazing!!! Mindy and Danielle at the Avon Branch are amazing!!! They both are very professional and very friendly!! Thank u so much ladies for all your hard work!!! Thank u so much for everything Samantha Damron

Genesis B. April 14, 2025

The Branch Manager

The Branch Manager: Karen Forrest was an exceptional and professional Manager to work with, she cares about people and have such a welcoming presence within her. I will recommend anyone who is in need of a personal loan to seek out Karen Forrest she has patience and listens, a beautiful personality.

customer April 3, 2025

Kalandis Tanner was so courteous and…

Kalandis Tanner was so courteous and very knowledgeable when I went in person to redo my loan. Within a matter of minutes she completed my request. She is wonderful!

Joyce B. March 23, 2025

great costumes service they made every…

great costumes service they made every smooth an easy an fast !

Eyan H. March 21, 2025

Lillian was very helpful and friendly.

Lillian was very helpful and friendly.

Sandra C. March 20, 2025

Love the vibe and everyone’s very…

Love the vibe and everyone’s very friendly and helpful. Ana Munoz helped me out a whole lot.

Bryonie March 19, 2025

Come see the ladies at Covington Credit…

Come see the ladies at Covington Credit in Anniston. Very professional and have great customer service. They will take care of you...

April L. March 19, 2025

Excellent customer service

I was taking a chance of an offer I received. Never thinking I would get approved. Ms. Karen Forrest (the branch on 18th street) went above and beyond to help me. The process was easier than I thought. She was very professional, knowledgeable and friendly. She was very thorough and made sure I understood everything before signing. The office was in a good location, street parking, and very clean. If you are looking for a debt consolidation, refinance, personal loan, auto loan Heights Finance should be your first stop. Ask for Ms. Karen Forrest.

Rachelle N. March 18, 2025

Melissa V was a great listener and…

Melissa V was a great listener and helped me through the process. I would definitely recommend her to anyone looking to secure a loan.

China V. March 18, 2025

Heights Financial Lafayette IN

We have been dealing with Heights Finance, Tina, Kara & Michelle on and off for years. They are very helpful and always get us what we need with no issues. I would highly recommend them for all your financial needs.

Kristy March 18, 2025

Never had any bad encounter with…

Never had any bad encounter with Michelle! Which in fact she started my loan about 2 years ago and is ALWAYS so positive and understanding!! If you need anything, Michelle is definitely your go to!!

Jordan W. March 17, 2025

Excellent Company

Camberlynn and the other ladies in the 105th Oak Lawn office were great! Excellent customer service. The loan process was explained well and it was quick and went very smoothly. I will definitely recommend to family and friends.

Onika S. March 13, 2025

Very Helpful Staff

April from the Madison Wi heights finance location was sooo helpful❤️At first I wasn’t sure about it but she was very reassuring and helpful during the process and I couldn’t be more grateful🫶🏼‼️The staff was so nice to me and my kids 10000/10 would highly recommend.

Syanne M. March 12, 2025

Cami at the Oaklawn Illinois branch was…

Cami at the Oaklawn Illinois branch was very helpful in getting my loan application processed and guiding me through all the requirements. She was very professional and I was so grateful for her help. Thank you for the support.

John D. March 11, 2025

Randy from Heights Finance was very…

Randy from Heights Finance was very Professional Curteous and Friendly he gave the Best Customer Service i have received. He was Outstanding.

Lamar March 10, 2025

Heights FINANCE and LAURA were ALL so…

Heights FINANCE true BLESSING to MYSELF and MANY OTHERS I'm sure! Heights FINANCE and especially LAURA were ALL so kind caring in helping me get extra MUCH NEEDED money today 2/27/25 at pryor OKLAHOMA store! God Bless Laura, Scott and heights FINANCE! Again they ALL truly wonderful! Company very Blessed 😇 to have such awesome employees/human beings! Much love and prayers to EVERYONE! ❤️❤️❤️

Melanie February 28, 2025

Sabrina in Plano is amazing

Sabrina in Plano is amazing. She was very knowledgeable and professional and communicated very clearly. She is a rockstar

Cbing February 21, 2025

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