Photo of family sitting inside of a car
Home & Auto logo

Protection For The Unexpected

Work and family make for a busy schedule—and you can’t slow down when problems happen. Our Home & Auto plan saves you time and money when life’s little hiccups happen.

From big things like emergency medical bills, to not-so-big things like lost car keys, our plan fills the gaps left by insurance and other auto club coverage.

We Provide a Financial Safety Net for Common Unexpected Expenses


Roadside Assistance*

Pays for towing, jump-start, lock outs, tire change, delivery of emergency fuel and more. Towing is provided to the nearest facility. Unlimited number of calls.

Auto Repair Reimbursement*

30% reimbursement of unexpected eligible auto repair costs—up to $500 per membership year.

RPM Discount Repair Network

Exclusive member discounts at MAACO, Meineke, Tire Kingdom, Firestone and more.

Auto Insurance Deductible Reimbursement*

Reimbursement of up to $500 of your deductible on a paid claim, up to two times per membership year.

Auto Locksmith Service*

Provides up to $200 per occurrence for replacement of car keys if lost or stolen.

Emergency Auto Medical Expense Reimbursement*

Reimburses emergency ambulance, paramedic and outpatient medical services following an auto accident.


Up to 50% Discounts on Everyday Entertainment

Your favorite restaurants, movie tickets, shopping, museums, shows, attractions and more.

Hotel & Car Rental Discounts

Get around & stay at top hotels for less.

Discounted Vacation Packages

From hundreds of top hotels to Disney, Universal, Carnival Cruises and more.

Legal Documents & Advice

Get free and discounted legal services, including free Simple Will preparation. Plus, free and discounted financial education.


Homeowners Insurance Deductible Reimbursement*

Reimbursement of up to $500 of your deductible if you make a claim.

Emergency Home Medical Expense Reimbursement*

Reimburses emergency ambulance, paramedic, ER and outpatient medical services for accidents at home.

Emergency Home Locksmith Service*

From lockouts to re-keying your home for your security, our 24-hour emergency home locksmith service can help when you need it most. Up to $200 per occurrence to make new keys.

Child Accident Benefit

Reimburses emergency ambulance, paramedic and outpatient medical services.

American Red Cross Reimbursement

Get your money back on life-saving CPR and first aid classes.

Pharmacy Discounts

Save up to 60% on prescription drugs at over 62,000 participating pharmacies nationwide. This is not insurance.

Vision & LASIK Discounts

Get access to discounts on exams, LASIK surgery, eyeglasses and contact lenses. This is not insurance.

Emergency Expenses Aren’t as Rare as You Think


The average American will spend almost $400 per year on car repairs


The average car accident in the U.S. costs more than $800 per year

About 1 in 20

properties in the U.S. covered by insurance has a claim each year

Over 50%

of out-of-pocket medical costs are more than $500

Sources:, SuperMoney, Insurance Information Institute, Savings based on sample values. Does not assume usage of all benefits by all members. Full source information available at

*Coverages are subject to terms, conditions and exclusions. Some state exclusions apply. Emergency medical services must be received within 48 hrs of the home or auto related accident. Full benefit information and limitations available at

Not all products and services are available in all states. Please call or visit your branch to ask about availability. FIMC benefits and services are administered by, or provided through, Home Benefits, LLC., and The American Traveler Motor Club, LLC. (in Alabama, benefits and services are administered through ATMC- Alabama, Inc.), subsidiaries of FIMC Partners, LP.