Cover Your Credit with Our Credit & Loan Insurance
Credit Insurance
Heights Finance is proud to offer Credit Insurance for our customers. Credit Insurance helps protect your ability to make loan payments in the event of illness, injury and other unexpected setbacks.
Protect your payments.
Credit Involuntary Unemployment Insurance
Also known as ‘IUI’, Credit Involuntary Unemployment Insurance pays a monthly benefit toward your loan balance if you become involuntarily unemployed, due to a covered event, for a period lasting longer than any applicable waiting period. The insurance company will make loan payments on behalf of the unemployed borrower, directly to the creditor.
Credit Property Insurance
Credit Property Insurance provides protection for your property, security for your loan and freedom for you. This policy protects the insured collateral against types of direct and accidental loss or damage to the collateral during the term of the coverage.
Credit Auto Insurance
Credit Auto Insurance protects the insured collateral against types of direct and accidental loss or damage to the collateral during the term of the coverage. This policy provides protection for your property, security for your loan, and freedom for you.
Credit Life & Disability Insurance
Credit Life & Disability coverage offers borrowers financial protection in the event of an unexpected death or disability. Credit Life Insurance typically covers the outstanding principal balance of the borrower’s loan in the event the borrower dies during the term of coverage. Credit Disability Insurance typically covers some or all of a borrower’s monthly loan payment during the period that the borrower is unable to work due to a qualifying disability. Credit Life Insurance may be purchased alone without Credit Disability Insurance.
Accidental Death & Dismemberment
Also known as AD&D, Accidental Death & Dismemberment coverage pays a benefit for death, dismemberment and loss of sight resulting from covered accidents.
For complete coverage details including terms, conditions, limitations, and exclusions, ask your lender for the corresponding insurance policy.
Commissions for sales of any of Fortegra’s above referenced credit insurances may be paid to a person and/or entity acting as an agent for the insuring company. Not all products are offered in all states. Please call or visit your local branch for more details. Complete coverage details, including terms, conditions, limitations, and exclusions are stated in your policy. Coverage, terms, conditions, limitations and exclusions may vary by state. If you have any further questions, we would be happy to assist you in more detail. Fortegra® is the marketing name for the insurance operations of Fortegra Financial Corporation. Products and services are provided by subsidiaries of Fortegra Financial Corporation. Not all products and services are available in every jurisdiction. Please see terms and conditions for complete details.
